Modern Incentive Management for Insurers

Transforming insurance incentives from cost centers into strategic profit levers through cloud-native technology. Real-time payouts, persistency incentives, campaign analytics + fraud flags all in one cloud platform.

Why Insurers Are Held Back

Legacy compensation engines slow you down, create blind spots, and allow revenue to leak—QMIN fixes what traditional systems can't.

⏱️ Weeks to Change Rates

Slow Rule Changes Stall Growth

Rate adjustments often sit in IT queues, requiring manual intervention and code deployments. By the time changes go live, product momentum is lost—and agents lose trust in the system.

Real-World Impact:

  • Weeks of delay
  • Missed launch windows
  • Manual workflows bottleneck scaling
👁️ Opaque Quality Metrics

Disputes Rise When Payouts Aren't Clear

Agents and finance teams struggle to understand how bonuses are calculated. With no visibility into stay-power scores or rate versions, disputes multiply and morale dips.

Real-World Impact:

  • 12–20% of bonuses are challenged
  • Finance overwhelmed with validation
  • No audit trail for performance metrics
🚨 Dummy Agents & Cherry-Picking

Fraud Hides in Legacy Blind Spots

Without automated controls, dummy IDs, override abuse, and cherry-picking go unnoticed. By the time Finance investigates, budgets have already been compromised.

Real-World Impact:

  • 3–5% leakage per channel
  • Fake agents & manipulated AoRs
  • Hidden losses revealed only in audits

Our Platforms

All Commissions, campaigns and insights in one cloud workplace

Platform Snapshot

All Commissions, campaigns and insights in one cloud workplace. Get a unified view of your entire incentive ecosystem.

Compensation Engine

Real-time base, overrides, bonuses and claw-backs. Calculate and process payouts instantly with rule-based automation.

Campaign Orchestrator

Design, cost-test and launch sales drives in minutes. Launch fast-start or revival drives with live budget control.

Insight Console

360 degree dashboards for executives, managers and agents. Real-time analytics and performance tracking.

Core Modules

Powerful tools to streamline your incentive management

👥

Agent & Hierarchy Hub

Licence checks, effective-dated moves, contract rules. Manage your entire agent network with precision.

📊

Stay-Power Calculator

LIMRA, snapshot or custom persistency metrics fed nightly. Track policy quality and retention accurately.

🧪

Scenario Lab

Back-and-forward-test rule tweaks on five years of data. Recalculate the last 5 years of logic in 5 seconds.

🛡️

Integrity Monitor

Catches commission arbitrage, dummy IDs, AOR cherry picks. Detect fraud before it impacts your budget.

🔌

Open Connectors

REST & streaming APIs for any policy-admin ERP stack. Seamless integration with your existing systems.

🤖

AI Advisor Nudges

AI prompts agents to improve quality & bonus eligibility. Empower the field with intelligent coaching.

Business Outcomes

Transform your incentive management into a strategic advantage

Streamline Payout

Replace overnight batches with real-time, rule-based payouts. Process commissions instantly and accurately.

📈

Elevate Retention

Tie rewards to true policy quality and lift 13-month persistency. Improve long-term policy retention.

🚀

Drive Sales Bursts

Launch fast-start or revival drives with live budget control. Execute campaigns in minutes, not weeks.

🔒

Protect Incentive Spend

Freeze suspicious payouts before they leave finance. Automated fraud detection and prevention.

💡

Empower the Field

AI coach shows each agent the next best action to lift earnings. Drive performance with intelligent insights.

Who We Are

Specialist Insurtech Platform to Modernize How Insurers Manage Incentives

Founded by seasoned leaders from AXA, Allianz, and Airbus, our platform was born from deep operational pain—leakages, delays, and costly IT dependencies embedded in legacy systems.

With over 20 years of industry experience across actuarial science, distribution strategy, and digital transformation, we understand the stakes. That's why QMIN exists: to turn incentive systems from cost centers into strategic profit levers.

We empower insurers to gain full control over commissions, simulate impact before launch, and unify distribution strategies—all through one powerful, cloud-native engine.

The Founders

Meet the Minds behind Powering QMIN

PK

Preetish Kumar

Founder & Director
Seasoned leader with 17 years across Southeast Asia and India, combining deep actuarial insight, financial acumen, and strategic vision. Specializes in crafting distribution-compensation frameworks, shaping long-term growth plans, and motivating high-performing teams.
N

Nicolas

Co-Founder
A certified security professional with over 15 years of experience, specializing in transforming global IT and security strategies from vulnerability-based to threat-based approaches. Passionate about the future of security and risk, driving new technologies as a competitive advantage.

Ready to Transform Your Incentive Management?

A next-gen incentive management platform purpose-built for life and non-life insurers across Asia Pacific and the Middle East.